Understanding the credit card benefits options can be daunting with so many alternatives available, each offering different rewards, incentives, and perks. Our system simplifies the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always informed if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Restaurant spending
- Overseas spending
- General Spend
This information helps us identify your spending patterns and recommend the best set of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including reward and discount cards as well as Enrollment Offers.
We also provide options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since credit card terms can change over time, our platform regularly refreshes its recommendations based on your usage patterns and alerts you of changes needed in your card portfolio to enhance your rewards collection. This adaptable process ensures you always have the best credit card portfolio to maximize your rewards and benefits.
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